About Us:
Southern Guaranty Insurance Company, often referred to as SGIC, is a Property and Casualty (P&C) Carrier specializing in selling Accident and Health (A&H) Products. Established with a commitment to providing financial security and peace of mind to individuals and families, SGIC is proud to offer a diverse portfolio of Accident and Health (A&H) products. These products encompass Short Term Medical, Limited Medical, Ancillary, and Medical Supplement insurance solutions.

Our Home Office:
Situated in the vibrant city of Clearwater, Florida, SGIC's home office serves as the heart of our operations. Our location in Clearwater not only provides a beautiful backdrop for our corporate headquarters but also reflects our commitment to the health and well-being of the communities we serve. Our brand new corporate office boasts a gym, quiet space for employees and state of the art furnishings. The sprawling 82,000 Sq. Ft. campus is set on a scenic pond, with lots of parking space and popular restaurants nearby!

Our Wellness Mission:
At SGIC, our mission is clear and impactful: to protect the health and security of our policyholders. SGIC works to deliver peace of mind to American’s needing financial risk abatement through affordable, innovative insurance products and services all while delivering a best-in-class digital experience.  SGIC’s home office is located in Clearwater, Florida and is incorporated and domiciled in Wisconsin.
 
Financial Strength and Ratings:
A.M. Best, a renowned rating agency, has assigned a Financial Strength Rating (FSR) of B++ (Good) and a Long-Term Issuer Credit Rating (Long-Term ICR) of “bbb” to Southern Guaranty Insurance Company. These ratings reflect our strong financial position and stability, further underscoring our commitment to providing dependable solutions to our policyholders.
 
Join Us:
If you're looking for a rewarding career in the health insurance industry with a company that values its employees and is dedicated to safeguarding the health and security of individuals and families, consider joining the Southern Guaranty Insurance Company team. Together, we can continue to provide essential health insurance coverage and peace of mind to our policyholders.
 
Summary: 
SGIC is seeking a Product Development Manager who will be responsible for the overall success of the company’s Accident & Health product lines.  They will be responsible for the development of new products and on-going management of current products. This role will include planning, building, state filings, collateral creation, and implementation of all products.
 
Additionally, the Product Development Manager will be responsible for the ongoing success of a product or service, acting as the Subject Matter Expert to support customer service, marketing, and the carriers Third Party Administrator.

Essential Duties and Responsibilities:
- You will have operational involvement in delivering product changes and collaborate effectively with cross-functional teams to ensure project success.
- Develop project plans, timelines, and budgets in collaboration with team members and stakeholders.
- Assist with the analysis of existing products, you will be seeking opportunities to enhance our product offering, making recommendations underpinned by data and customer driven insights.
- Research and suggest new products for development.
- Be dedicated to delivering the maximum impact with the minimum effort, releasing value early wherever possible, creating a sense of urgency and momentum.
- Ensuring stakeholders are kept up to date and that we deliver in an efficient manner, breaking down changes into smaller value chunks and iterating through delivery.
- Collaborates, compromises in the right way, and has experience in leading varied groups to swift decisions.
- Has good organizational skills with an eye for detail (ability to see small details in large data)
- Is able to plan, prioritize and adapt in a busy and thriving environment.
- Remain abreast of the latest industry trends and technology.
- Meet with clients and other key stakeholders.     
 
 Supervisory Responsibilities:  
- This role does not include supervisory duties immediately but may involve leading a project or overseeing staff in the future as the position evolves.
 
Competencies:
- Strong organizational and interpersonal skills
- Works well with a team
- Integrity and self-motivation
- Excellent written and verbal communication skills
- Detail oriented
- Experience running challenging projects
- High level of reasoning and analytical skills
- Ability to multi-task and work independently

Qualifications:
Experience and/or Education:
- A college degree is preferred.
- At least 5 years of experience in the insurance industry related to Accident and Health product design.
- A good understanding of underwriting principles and risk selection.
- Experience creating detailed reports and presentations.
- Ability to influence stakeholders and work closely with them to determine acceptable solutions.
- In-depth knowledge of product design and strategy. 
- A track record of successfully making and keeping commitments.
 
Computer Skills:
- Proficiency in using software programs such as MS Word, ACCESS, PowerPoint, Excel and Outlook, Electronic Health Records.
 
Environmental Factors/Physical Demands:
Work is performed in an office and occasional travel/driving will be necessary. While performing the duties of this job, the employee is regularly required to have the ability to maintain active customer and employee communication; access, input and retrieve information from the computer system; enter alpha-numeric data into a computerized system often while listening on the telephone.May be subject to extensive sitting, repetitive motion such as typing, data entry and vision to monitor. May be subject to bending, reaching, kneeling, stooping, and lifting up to thirty (30) pounds.
 
Other Responsibilities:
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change at any time with or without notice.
- Adheres to the policies and procedures of Company
- Maintains strict confidentiality of client, company and personnel information
- Demonstrates a strong commitment to the mission and values of the organization
- Adheres to company attendance standards
- Performs other duties as assigned

HIPAA and Data Privacy Obligations:
This role has direct access to Protected Health Information (PHI). The following rules are non-negotiable:
- Absolute confidentiality: Employees must not disclose PHI to unauthorized individuals under any circumstances.
- Secure environment: A private, locked workspace must be maintained to prevent exposure of PHI to family members, visitors, or others.
- Company-approved technology only: All work must be performed on secure, company-issued devices using encrypted connections (VPN required).
 
You will be required to complete HIPAA training upon hire and annually thereafter. Any breach of confidentiality or unauthorized disclosure of patient information may result in disciplinary action up to and including termination and may carry legal consequences under state or federal law.

Employment At-Will:
Please note that employment in Florida is at-will, and either you or SGIC may terminate the employment relationship at any time, with or without cause or notice. Nothing in this letter creates a contract for continued employment.

Requirement:
Reliable, secure internet is required for remote and hybrid access; hotspots are not permitted for security purposes.

Drug Free Work Place:
Premier Family of Companies and its affiliates is committed to providing a safe, healthy, and productive work environment for all employees. To achieve this, SGIC maintains a smoke-free and drug-free workplace. Candidates who receive a conditional offer must complete a pre-employment drug screen.  Random and post-incident testing may also be required.
 
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